Alhamdulillah..akhirnya Bank Negara Malaysia paham situasi sekarang ni di mana dah ramai menggunakan internet sebagai tempat untuk shopping sebab mudah dan pantas.. Tu yang diorang dah kerjasama dengan Paypal untuk mudahkan kita withdraw terus ke akaun di bank kita.
Ni adalah statement yang menerangkan segalanya:
Amendment to PayPal User Agreement and Payments policy
Effective Date: Oct 14, 2009
* Amendment to the User Agreement and underlying policies
Beginning 14 October 2009, the PayPal User Agreement, Payments policy and buyer protection policy will be modified to include several new currencies as holding currencies and add additional withdrawal countries and the related fees and charges have been modified to include these new currencies. New currencies include: Philipino Peso, Taiwanese Dollar, Thai Baht, Malaysian Ringgit, Argentinean Peso, and Brazilian Reais. Bank account withdrawal countries being added include Vietnam, Malaysia, Argentina, and Brasil. Several of these currencies are restricted currencies and not all PayPal features will be available with regards to a restricted currency and not all customers will have access to restricted currencies.
In addition, for Malaysian resident customers, PayPal has made specific modifications to the User Agreement as required by Bank Negara Malaysia regarding your rights as consumers in Malaysia accessing the PayPal services.
The governing law section of the User Agreement applicable to Malaysian residents has been modified as follows:
“For Malaysian residents who register for the PayPal service with a Malaysian address, this Agreement is governed by and interpreted under the laws of Malaysia as such laws are applied to agreements entered into and to be performed entirely within Malaysia.”
In addition, PayPal is required as a designated payment instrument under Malaysian law to provide the following useful information to Malaysians:
Malaysian customers of PayPal can contact BNMLINK and BNMTELELINK for information, inquiries or redress in the areas of conventional and Islamic banking, insurance and takaful, advisory services for small and medium enterprises, foreign exchange administration and other matters under Bank Negara Malaysia’s jurisdiction.
The contact details for BNMTELELINK are:
BNMTELELINK
Jabatan Komunikasi Korporat
Bank Negara Malaysia
P.O.Box 10922
50929 Kuala Lumpur
Tel: 1-300-88-5465 (LINK)
Fax: 03-2174 1515
E-mail: bnmtelelink@bnm.gov.my
BNMLINK and BNMTELELINK operating hours are from:
Monday – Friday, 9.00 a.m. – 5.00 p.m.
Kebanyakan e-dagang di luar negara seperti eBay mengamalkan perbankan secara talian tetap menggunakan PayPal sebagai pengantara. Namun demikian, ramai pengguna tidak tahu bahawa kita boleh menggunakan PayPal tetapi menggunakan akaun bank-bank Malaysia. Caranya adalah seperti berikut:
Langkah 1:Log masuk akaun PayPal anda, masuk ke
Profile > Add / Edit Bank Account

Langkah 2Isikan butiran akaun. Jika anda waswas tentang Nama Bank dan Kod Penghalaan Bank MEPS (Juga dikenali sebagai kod SWIFT, kod istimewa yang diperlukan ketika anda melakukan
Telegraphic Transfer), hanya klik pada pautan butiran. Terdapat 21 rangkaian bank-bank di Malaysia (Termasuk Bank of Amerika, pelikkan?) yang mempunyai kod-kod istimewa ini.
Langkah 3Buat pengesahan butiran dan siap!

Langkah 4Anda akan menerima satu pemberitahuan melalui e-mel di PayPal atas kejayaan kemas kini terbabit.

Senarai Kod Penghalaan Bank Malaysia (Juga dikenali sebagai kod SWIFT):
Nama Bank - Kod Penghalaan Bank MEPSAFFIN BANK BERHAD - PHBMMYKL
ALLIANCE BANK MALAYSIA BERHAD - MFBBMYKL
AMBANK BERHAD - ARBKMYKL
BANK ISLAM MALAYSIA BERHAD - BIMBMYKL
BANK KERJASAMA RAKYAT BERHAD - BKRMMYK1
BANK MUAMALAT BERHAD - BMMBMYKL
BANK OF AMERICA - BOFAMY2X
BANK SIMPANAN NASIONAL - BSNAMYK1
CIMB BANK BERHAD - CIBBMYKL
CITIBANK BERHAD - CITIMYKL
DEUSTCHE BANK - DEUTMYKL
EON BANK BERHAD - EOBBMYKL
HONG LEONG BANK BERHAD - HLBBMYKL
HSBC BANK MALAYSIA BERHAD - HBMBMYKL
MALAYAN BANKING BERHAD (MAYBANK) - MBBEMYKL
OCBC BANK (M) BERHAD - OCBCMYKL
PUBLIC BANK BERHAD - PBBEMYKL
RHB BANK BERHAD - RHBBMYKL
STANDARD CHARTERED BANK MSIA BHD - SCBLMYKX
THE ROYAL BANK OF SCOTLAND BERHAD (RBS) - ABNAMYKL
UNITED OVERSEAS BANK - UOVBMYKL